You Need More Income

Why you need more income. President Joe Biden is not going to save you. You are going to need more income. Former President Donald J Trump couldn’t save your finances, either. The truth is the middle class is dead. That dream of finding a good job, buying a house, having a car, and saving to retire to greener pastures is an illusion.

Don’t believe me. Look at all the fast food jobs, security, and customer service jobs out there. There is not a job shortage. Jobs are everywhere if you are willing to work for minimum wage or a little higher. The unemployment rate has gone down every year since the last recession. Americans are scared because they are living paycheck to paycheck. They are in debt up to their eyeballs. One setback and they can be financially ruined.

Don’t think the middle class is dead. Will the next POTUS bring back a resurgence of the middle class? Heck no, it has been in decline for over 30 years. Think about it. If you are making $100k in places like Los Angeles, New York, San Francisco, or Chicago you are struggling. Especially, if you are carrying student loans, a mortgage, and huge credit card debts.

The Journey of The Broke

Go to work, get paid, and then barely make it to the next paycheck. Then use credit cards, pay-day loans, or home equity lines to bridge the gap until you get paid again…